Exclusive Benefits For
IBEW Local 500 Members

American Income Life Insurance Company - AIL


We are please to announce that all members & retirees in good standing now have
increased benefits at
NO COST TO YOU or your union.  These benefits are jointly
sponsored with American Income Life Insurance Company, a 100% union company
serving working families for more than 60 years.

American Income Life currently has over 490,000 IBEW members covered under AD&D
policies at no cost. Since 1990, over $36.6 million in life, health, and no-cost AD&D
benefits have been paid to over 27,000 IBEW members and their families.

Accidental Death & Dismemberment Benefit
$3,500 - Member & Retiree

Additional benefits also include Health Services Discount Card for your family at no
cost that provide household discounts up to 60% on:

Prescriptions                        Vision Care/Products
Hearing Care                        Chiropractic Care
Optional discount dental is available

In addition, CHILD SAFE KITS are available at no cost.  These kits have been
endorsed and supported by the International Union of Police Associations, the
American Federation of Teachers and the American Federation of School
Administrators.  The kits help you gather vital data, photos and fingerprints from your
children and grandchildren so they are ready for authorities in the event of an

A letter with a beneficiary card was mailed to our membership, if you need to request a
card please call the office at 210-337-1988.  After returning the card, a AIL
representative, who is a member of OPEIU Local 277, will call on you to deliver your
certificate of coverage and no-cost benefits, and witness your beneficiary designation.  
AIL has other supplemental insurance programs, presented in the spirit of "
Be Union -
Buy Union
", available strictly on a voluntary basis.  If you have any questions, please
call American Income Life Insurance Company at 1-800-495-1213.

You may also fill out the beneficiary card online at www.ailife.com/benefits/sgh2e